DJH Insurance Benefits
Protecting your future today.

343 West Bagley Road Suite 208, Berea, Ohio 44017


About us

Located in Berea, Ohio, DJH Insurance Benefits, LLC is an independent agency that has access to some of the leading insurance companies in Ohio. This allows us to shop around for you, so you don't have to. So whether you need auto insurance, homeowners insurance, business insurance or even life insurance, our goal is to find the best coverage at the lowest price available!


We are Independent Agents in Berea, Ohio, free to choose the best carrier for your insurance needs


Auto Insurance

Enjoy high-quality car insurance coverage, without high premiums.

Homeowners Insurance

Protect your tangible assets with the peace that comes with the right homeowner's insurance policy.

Business Insurance

Have the confidence that the business you've built is covered by a company that understands your business insurance needs.

Life & Health Insurance

We offer a complete line of individual health and life insurance products that are crafted to meet you and your family's specific needs.

An Independent Agent Advantage

We are Independent Agents in Berea, Ohio, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. DJH Insurance Benefits has access to a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice! The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy - you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.


Would you like to know more?

We'll research the market, identify the right coverage and analyze competitors. Call now for free and join countless happy clients.

Meet Our Team

Don Hertvik


Don is a native Ohio resident, graduating from St. Ignatius High School and the University of Dayton with a Marketing and business degree. After graduating from College, Don served as a lieutenant in the Army Corps of Engineers. Don has over 35 years of insurance and securities experience. He was with a family owned Property and Casualty Company for a number of years and then branched out to form his own Agency.

Rich Volan

Executive Affiliate

Rich Volan is an Executive Affiliate of DJH Insurance Benefits. Rich has been in the insurance industry for over 20 years. Rich works with Don to incorporate his education, skills, and background for the strength of the Agency.

Kristine Nadjem

Office Manager/Agent

Kris has been with the Agency for over 15 years. She specializes in Personal Insurance, Commercial Bonds & Certificates of Insurance and Marketing for the Agency. Kris truly loves the insurance industry and helping clients to understand their coverages.

Lexis Hershey

Customer Service Representative

Lexis joined DJH Insurance Benefits in 2013. Lexis specializes in personal insurance and servicing personal and commercial insurance accounts. Recently obtaining her insurance license, Lexis looks forward to learning more about the industry and continuing to provide the best customer service possible to our clientele.

Katelyn Werner

Customer Service Assistant

Katelyn is the newest member of DJH Insurance Benefits joining in 2015 as our CSR Assistant. She is a graduate of Valley Forge High School. Katelyn assists Kris and Lexis with the day to day operations, answering clients inquiries and the marketing program.


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